How Much Down Payment Do I Need for a House in California?

Person calculating the downpayment needed for a house in California

How Much Down Payment Do I Need for a House in California?

Buying a house in California can be a tricky business, especially if you don’t know a lot about the real estate market. For starters, there are many essential requirements that you need to research. One of these is the down payment. If you’re wondering “how much down payment do I need for a house in … Read more

published on November 16, 2021

Does No Longer on the Market Mean Sold?

Realtor attaching a "sale pending" sign on a house that was no longer on the market

Does No Longer on the Market Mean Sold?

There is a range of information online that accompanies a house that has been listed for sale. This data generally informs you about the present state of the house. Some show that it is still clearly on sale while some others can be quite confusing. For instance, does no longer on the market mean sold? … Read more

published on November 16, 2021

Does Redfin Have Hidden Fees?

Home buyer asking a flat fee realtor for advice if Redfin has hidden fees in their contract

Does Redfin Have Hidden Fees?

Redfin offers listing services at a rate of 1.5%, which is about half the fee that traditional realtors offer. This might seem like a good deal at first glance. However, is it as good as it sounds, or are there other less apparent costs? Does Redfin have hidden fees?  Does Redfin Have Hidden Fees? No, … Read more

published on November 16, 2021

Who Typically Pays Closing Costs in California?

Two persons holding a miniature wooden house model

Who Typically Pays Closing Costs in California?

Closing costs come in at the end of the real estate transaction process. When it comes to who pays what, there might be some variations. So, who typically pays closing costs in California? Who Typically Pays Closing Costs in California? Both buyers and sellers pay closing costs in California. Buyers typically pay all or at … Read more

published on October 28, 2021

How Much Money Do You Need To Buy a House In California?

Person calculating the cost of buying a home in California

How Much Money Do You Need To Buy a House In California?

California is one of the states in the US with a pretty steep price tag on houses available. The real estate market is large due to the constant influx of new residents and highly desirable weather, making it highly competitive as well. Given this information, how much money do you need to buy a house … Read more

published on October 28, 2021

Can You Buy a House With 10% Down in California?

A house key placed on a calculator and surrounded by real estate brochures

Can You Buy a House With 10% Down in California?

Buying a house is always a major step. Especially for first-time buyers who often have limited funds and need to buy with a mortgage. Every state’s mortgage requirements change, so many first-time buyers in California ask: can you buy a house with 10% down in California? Can You Buy a House With 10% Down in … Read more

published on October 26, 2021

Can Your Loan Be Denied After Closing?

Person holding a small house model

Can Your Loan Be Denied After Closing?

The process of getting a mortgage approved can be a long, stressful one. There are lots of requirements involved in the course of the application, so getting through to closing is a big deal. However, there are scenarios where the loan application was denied at closing. As an applicant who has gone through all the … Read more

published on October 7, 2021

Are Flat Fee Realtors Good?

A flat fee realtor showing his phone to his clients

Are Flat Fee Realtors Good?

The real estate market scene has evolved over the years. Once, the only available real estate agents were traditional ones who charged a non-negotiable 6 percent fee for selling your house. Recently, we’ve seen some traditional agencies offer 2 percent, and then 1 percent, and finally, the emergence of flat fee realtors. Traditional realtors are … Read more

published on October 7, 2021

Do FHA Loans Have Lower Closing Costs?

Person holding a toy house while calculating home fees

Do FHA Loans Have Lower Closing Costs?

First-time home buyers with low credit scores usually start out by saving for their Federal Housing Administration (FHA) down payment. They often leave out closing costs in their budget because they do not know the amount involved in the process of getting an FHA loan.  These closing costs are often not included in the loan, … Read more

published on September 21, 2021

Do Homes Sell Faster With a Realtor?

A realtor holding an open house with potential buyers

Do Homes Sell Faster With a Realtor?

Selling a home is serious business — it takes a lot of hard work and strategy. Generally, you have two options: sell by yourself (also known as For Sale By Owner) or get a realtor to do the job. As a home seller, your priority is to maximize profits and sell your home quickly.  Given … Read more

published on September 21, 2021